Student Health Insurance
Student Insurance 2008-2009: United Healthcare
- Lower premium cost for the same coverage
- A discount program for additional savings
- Partnership with the largest insurance company in the country
- An on-campus insurance representative for personal service
These rates apply to Loyola students, their spouses and children. The student's annual or spring charges will be billed to his/her Loyola student account if he/she meets the eligibility requirements for automatic enrollment. All other charges should be paid directly to United HealthCare.
Eligibility Requirements
Loyola University Chicago's Board of Trustees requires that all undergraduate students enrolled for 12 or more credit hours and all graduate and professional students enrolled for 8 or more credit hours (or registered for thesis or dissertation supervision) at the start of the fall or spring semester have individual health care insurance.
Terms of Coverage and rates
- Annual: August 1, 2008 - July 31, 2009
- Spring: January 1, 2009 - July 31, 2009
- Summer: May 21, 2009 - July 31, 2009
| Annual | Spring | Summer | Late Entrant** | |
|---|---|---|---|---|
| Student | $1,515.00 | $900.00 | $381.00 | $129.00 |
| Spouse | 3,280.00 | 1,943.00 | 843.00 | 279.00 |
| Child | 2,153.00 | 1,276.00 | 554.00 | 183.00 |
| Children | 2,712.00 | 1,607.00 | 697.00 | 231.00 |
** Monthly rate; due to qualifying event
Coverage Options
How To Waive Out of Loyola's Student Health Insurance:
If you have your own insurance already or are covered under your parent's plan, you may waive out of Loyola's Student Health Insurance by providing proof of the other coverage. Go to LOCUS and click on "Student Health Insurance" in the Campus Finances section. Submit the electronic waiver by February 28 for the Spring 2009 term and the insurance charge will be waived from your account.
How to Fast-Track Into Loyola's Student Health Insurance:
If you want Loyola's Student Health Insurance and already have the charge on your student account, you may Fast-Track into the coverage through LOCUS in the Campus Finances section. Fast-Tracking into the insurance verifies to United Healthcare that you are accepting the coverage so they process your enrollment and send you your insurance card before the February 28 Spring waiver deadline.
How to Purchase Supplemental Insurance Coverage:
Insurance coverage for yourself, a spouse, or a child can be purchased directly from United Healthcare.
In the event that a student does not meet the eligibility requirements to be automatically enrolled in Loyola's Student Health Insurance by the University, but would still like to purchase coverage, they can do so right through United HealthCare's Website at www.uhcsr.com/luc or by calling them at 1.800.767.0700.
To add a spouse or child onto the insurance plan, you can purchase supplemental coverage right through United HealthCare's Website at www.uhcsr.com/luc or by calling them at 1.800.767.0700.
Find more information on United HealthCare's StudentResources website.
Insurance Manual and information
For more information about the Loyola Health Care Plan for Students, please review the User's Guide for the Loyola Health Care Plan for Students (PDF).