Vision Benefit Plans
You may choose from two vision plan options:
- VSP (Vision Service Plan) - Comprehensive eye care benefits provided by VSP network for routine services.
- Always Vision SM - Always Vision network includes the Loyola University Health System Ophthalmologists and offers access to National eye care chains.
Loyola’s Vision Service Plan (VSP) is a voluntary benefit that provides comprehensive eye-care benefits when you visit a VSP network doctor for routine services. This plan allows you to obtain eye care with the provider of your choice; however, you will receive the higher level of benefits if you choose a VSP network doctor. If you choose an out-of-network provider, you will pay the provider for services rendered; you then must file a reimbursement claim with VSP. Identification cards are not isued by VSP. You only have to phone the VSP provider of your choice to make an appointment.
You may choose prescription glasses or contacts. If you choose contacts, you will not be eligible to receive glasses (lenses and a frame) in the same service period. Your allowance of $125 applies to the cost of your contact lens exam and your contact lenses. You will receive a 15 percent discount off the cost of your contact lens exam from a VSP doctor. Your contact lens exam is performed in addition to your routine eye exam to check for eye health risks associated with improper wearing and fitting of contacts.
| Benefit | Frequency | Co-pay | From VSP Doctor | Out of Network Benefits |
|---|---|---|---|---|
|
Exam |
12 months |
$10 |
Covered in full |
$45 |
|
Lenses |
12 months |
$15 |
Single vision, lined bifocal, lined trifocal, lenticular and polycarbonate lenses for dependent children are covered in full |
Single vision up to $35 Lined bifocal up to $58 Lined trifocal up to $75 Lenticular up to $95 |
|
Frames |
24 months |
A frame of your choice covered up to $150 allowance |
Frames up to $50 | |
|
Contact Lenses |
12 months |
100% |
Covered up to $125 |
Up to $125 |
Value Added Discounts
Laser VisionCareSM
VSP has contracted with many of the nation’s finest laser surgery facilities and doctors, offering you a discount off PRK, LASIK and Custom LASIK surgeries. Visit www.vsp.com to learn more about this program.
Prescription Glasses
Receive 20% savings when you purchase additional pairs of prescription glasses, including prescription sunglasses from any VSP doctor within 12 months of your last eye exam.
You will receive up to 30% savings on lens extras such as scratch resistant and anti-reflective coatings and progressives.
Lens options, which can enhance the appearance, durability, and function of your glasses, are available to you at VSP’s preferred member pricing at an additional cost to the member.
If you choose a frame valued at more than your allowance, you will receive 20% off on any out-of-pocket costs.
Current soft contact lens wearers may qualify for a special contact lens program that includes a contact lens evaluation and initial supply of replacement lenses. Learn more from your VSP doctor or vsp.com.
To find a VSP network doctor close to your home or work, call VSP Member Services at (800) 877-7195 or go to www.vsp.com.