Loyola University Chicago

Students going abroad on the following programs are required before they leave to show the Office for International Programs proof of having medical insurance that covers them internationally.

• All Exchange programs (Birmingham, Institut d’Etudes Politiques, Universite de Provence, Universidad Iberoamericana, Sophia University)
• The Beijing Center
• Casa de la Solidaridad, El Salvador
• International study programs offered by any of the Loyola professional or graduate schools
• Loyola undergraduate international immersion programs administered by departments other than the Office for International Programs
• Rome Center
• Santiago, Chile  

The insurance can either be through the Loyola University student health insurance plan (available only to degree-seeking undergraduates enrolled at Loyola University Chicago), the student's health insurance coverage offered by his or her home school (for visiting students), a parent's family-plan insurance, or a short-term insurance offered by a provider that specializes in coverage for students of US institutions while studying abroad. There are minimal standards established by professional study abroad associations which the plan should meet:

• Provision for pre-existing conditions
• Coverage for mental & nervous disorders (at least $5,000)
• Overall medical benefits (at least $50,000 but $100,000 is recommended)
• Emergency evacuation & repatriation (at least $7,500)
• Repatriation of remains (at least $10,000)

Students and parents should inform themselves thoroughly about the extent of their benefits and the conditions for collecting those benefits from their insurance companies. Students' international medical insurance coverage must meet or exceed the minimal standards cited. If supplemental insurance is needed to meet the minimum requirements, it must be purchased.

The Loyola University Chicago Health Care Plan for Students is provided through UniCare/HTH WorldWide. It does provide for basic international coverage (and exceeds the above minimal standards) so it is not necessary for Loyola students on this plan to purchase additional international coverage. However, Loyola students may opt to purchase additional coverage through HTH WorldWide if they do not wish to pay charges out-of-pocket initially and later be reimbursed for expenses.

Submitting Proof of Coverage

Students must be able to prove current coverage by providing a photocopy of the front and back of their insurance card. Students who are not covered by international medical insurance during their experience abroad will not be allowed to participate in the program.

Students participating in a graduate or professional school international study program or a Loyola undergraduate international immersion programs administered by departments other than the Office for International Programs should submit their proof of coverage to their departmental program instructor/coordinator.  All other students should submit their proof of coverage to the Office for International Programs (Sullivan Center, 2nd Floor, LSC).